Cash Flow & Planning

Cash Flow & Planning

“By taking pride in the exceptional levels of care we provide our clients and their families, we always go that extra step to get the very best outcome for them.”

Without outlining a target, it is challenging to design an effective strategy. For all clients, we start by obtaining a true understanding of what their real financial objectives are, then and only then will we prepare financial models that exhibit the most effective path to meeting these objectives.

  • Income
  • Obligations
  • Liabilities
  • Current Assets

Further to this we then analyse how they translate to cash flows over time, enabling us to customize an investment management strategy and sometimes debt.

This allows you to reach your objectives without exposing yourself to any more risk than is absolutely necessary. Our work includes recommending an effective investment strategy in context of the analyses listed below:

  • Analysis of borrowings which includes covenant tests, interest rates, maturity profiles, repayment schedules etc.
  • Analysis of the valuation of current personal assets, pension/s and current investments

Preparation of detailed cash flow projection from now until a finite point in the future such as retirement, taking into account as many anticipated changes including asset realisations, job changes, pension payments etc.

We start by compiling a detailed analysis of your:

  • Modelling the effect of these cash flow changes on your net worth